Tata Capital Personal Loan

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Highlights: 
  • Multi-purpose loan:You can take a personal loan for a variety of purposes, be it for conducting a family wedding, supporting your child's education, renovating your home or even paying back an existing loan.
  • No collateral:If you are eligible, you can take a personal loan without putting up any of your assets as collateral.
  • Minimal paperwork:A personal loan requires very little paperwork when compared to other types of loans.
  • Easy repayment:Our Personal Loans come with a host of repayment options such as post-dated cheques, ECS, online payments of EMI and so on.
Documentation: 

Parameters

  Salaried
Segment
  • - MNC
  • - Public Ltd.
  • - Co/Large Pvt. Ltd.
  • - State Govt. /Central Govt.
  • - PSU
Age 21-58 years
Job Continuity Should have overall employment stability of 2 years
Minimum Income Rs. 20,000 per month* (*Conditions Apply)
Minimum Loan Amount Rs.75,000
Maximum Loan Amount Rs.15,00,000
Tenure 12-72 months
Documents Required
  •  Identity Proof: Voters ID /Passport/Driving License, etc,.
  •  Address Proof: Ration Card/Electricity Bill/ Passport, etc,.
  •  Bank Statement for the last 3 months
  •  2 year Employment  continuity document
  • Last 3 months Salary Slip

Parameters

  Self Employed Professionals Businessmen
Age 25-65 years 25-65 years
Business Continuity In the same business/city for a minimum of 3 years (For Graduate doctors: Minimum experience of 10 years and for Post graduate doctors: Minimum experience of 5 years.) In the business for a minimum of 3 years, and also have a total work experience of 3 years
Minimum Income Rs. 2,00,000 per year Rs. 2,00,000 per year
Minimum Loan Amount Rs. 3,00,000 Rs. 75,000
Maximum Loan Amount Rs. 20,00,000 Rs. 15,00,000
Tenure 12-48 months 12-48 months
Documents Required
  • - Identity Proof: Voters ID /Passport/Driving License, etc,.
  • - Address Proof: Ration Card/Electricity Bill/Rental Agreement/Trade License/Sales Tax Certificate, etc,.
  • - Banks Statement for the last 6 months
  • - Proof of Highest Professional Degree
  • - Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.
  • - Identity Proof: Voters ID /Passport/Driving License, etc,.
  • - Address Proof: Ration Card/Electricity Bill/Trade License/Sales Tax Certificate, etc,.
  • Banks Statement for the last 6 months
  • - Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.
  • - Proof of Continuation: Trade License/Sales Tax Certificate/Establishment. Certified copy of Partnership Deed, Memorandum of Association(MOA), Article of Association(AOA) and Board Resolution