PNB HFL

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Highlights: 
  • Provides an extensive range of home loan products
  • Pan India branch network
  • Robust service delivery model – door step services
  • Excellent post disbursement services
  • Facility of enhancement in loan amount in the event of escalations in cost
  • Dedicated team of well-experienced employees
  • Various repayment options
Eligibility: 

 

Your age should not be more than 70 years at the time of loan maturity.

Minimum contribution required from a customer will be 10%* of the total cost of the property

 

Loan Amount Maximum Funding*
Upto Rs 30 lacs 90% of market value
30 lacs and above, upto 75 lacs 80% of market value
Above 75 lacs 75% of market value

 

Documentation: 

 

Salaried Employees Self Employed/Professionals
Duly filled Application Form with Photograph Duly filled Application Form with Photograph
Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority) Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority) Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
Education Qualifications – Latest Degree Education Qualifications – Latest Degree (for professionals)
Latest Salary-slips for 3 months Certificate & Proof of business existence along with Business Profile
Form 16 for last 2 years Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
Last 6 months Bank Statements(salary account) Last 12 months Bank Account Statements (self & business)
Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’ Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
Photocopy of Title Documents of the Property, Approved Plan Photocopy of Title Documents of the Property, Approved Plan etc.