Piramal Capital & Housing - Home Loan

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Loan Amount: 

20 Lakhs to 10 Crores

Highlights: 

DEDICATED RELATIONSHIP MANAGERGet expert advice and support at every step of your home-buying experience. Don't worry or stress about waiting in long queues online or offline - just call your dedicated relationship manager!

Eligibility: 

ELIGIBILITY CRITERION

    Customer Segment
  • Salaried Individuals (Both resident as well as Non Resident Indians)
  • Self Employed Individuals (Customized schemes for doctors, CAs and other professionals)
  • Self Employed Non Individuals

 

Documentation: 
  • Passport
  • PAN
  • Aadhar Card
  • Driving License
  • Voter ID Card

CURRENT RESIDENCE ADDRESS PROOF

    Any one of the below mentioned document:
  • Passport
  • Ration Card
  • Aadhar Card
  • Driving License
  • Voter ID Card

AGE / DOB PROOF

    Any one of the below mentioned document:
  • Passport
  • Ration Card
  • Driving License
  • Birth Certificate (issued by Government body)
  • School leaving certificate (10th)

EMPLOYMENT PROOF

    Salaried customer:
  • ID card with date of Joining / appointment letter.
  • Self Employed Professional and Non professional:

  • Shops and establishment certificate
  • Trade license certificate
  • SSI Registration Certificate
  • Sales Tax / VAT /GST Registration certificate
  • Self Employed Professionals:

  • Proof of professional qualification is required in addition to above mentioned document if customer is applying in individual capacity

NCOME DOCUMENTSFinancials should be audited if mandatory as per regulations or annual turnover is more than 2 Crores, else these need to be CA certified.

    Salaried customers:
  • Payslip for last 3 months.
  • Latest Form 16 or ITR
  • Performance Appraisal letter / Bonus letter - as proof of bonus ( if applicable)
  • Self Employed customers with income proof:

  • ITRs for last 2 years with computation of income, P&L, Balance sheet , Schedules and auditors report ( If applicable)
EMI per Lac: 
725