OBC Home Loans

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Loan Amount: 

No upper ceiling*

  • Maximum age limit For salaried(with pension) & other Individuals -   upto 70 years
  • No Pre-payment Penalty
  • Loan application Form
  • Passport size photograph of applicant, co-applicant & guarantor
  • Identity proof
  • Residence Proof
  • Age proof
  • Income Proof
  • For Salaried: Salary certificate issued by the employer / Income Tax return
  • For Agriculturist: Record of land holding & cropping pattern or any other proof of income.
  • For all other individuals: Last 2 yrs. Income Tax Return & computation sheet / Bank A/C statement.
  • Property documents : Title clearance report from advocate and valuation report from architect on Bank's panel
  • In case of takeover: Copy of home loan account statement for the entire period / Certificate from the lending institution giving pre-closure amount

Any other document/paper which may be necessary as per requirement of the case.