ICICI Home Loan

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Loan Amount: 

5.0 Lac to 10 Crs

Highlights: 
  • Attractive floating and fixed interest rates options
  • Higher Loan Eligibility
  • Longer tenure and lower EMI
  • Loan sanction possible before selecting the property
  • Doorstep service
  • Simplified documentation
Eligibility: 

Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age etc.Your home loan eligibility can also be considered an indicator of your home loan affordability.

Documentation: 

 

 

Documents Salaried Self Employed Professional Self Employed Non Professional
Application form with photograph duly signed Yes Yes Yes
Identity, residence and age proof Yes Yes Yes
Last 6 months bank statements Yes Yes Yes
Last 3 months Salary-slips Yes    
Processing fee cheque Yes Yes Yes
Form 16 / Income Tax Returns Yes Yes Yes
Proof of business existence   Yes Yes
Business profile     Yes
Education qualification certificate and proof of business existence   Yes  
Last 3 years Income Tax Returns with computation of Income   Yes Yes
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account   Yes Yes

 

Post closure of loan, documents required for handover of original Property documents

  • Power Of Attorney format for collection of original Property documents
  • In case of death of Loan Account holder:
    • Request letter from the Legal Heir/ Claimant/ Nominee(s) for handover of Property documents
    • Letter of relinquishment for relinquishing right (Nominee/ Legal heir) in favour of Legal Heirs/ Nominees/ surviving owners for handover of Property documents