HDFC Loan Against Property

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Highlights: 
  • Higher Loan amount with Lower EMI.
  • Funds can be used for business as well as personal needs.
  • Flexible repayment - Option to choose between Dropline Overdraft Facility or EMI based loan.
  • Specially designed programs for the Self Employed.
Documentation: 

If you are a salaried individual, you will require the following documents:

  • Your Proof of Residence - A ration Card / Telephone Bill / Electricity Bill / Voters Card will do.
  • Your Proof of Identity - A Voter's Card / Driver's License / Employer's Card will do.
  • Your latest Bank Statement / Passbook from where you can show a salary / income being credited from the past 6 months.
  • Your Salary Slip from the last 6 months with all deductions shown. A Form 16 from the last 2 years will also be required.
  • Copies of all Property Documents of the concerned property that you chose to pledge for the loan.

If you are a self employed professional/individual, you will require the following documents:

  • Certified Financial Statement for the last 3 years.
  • Your Proof of Residence - A ration Card / Telephone Bill / Electricity Bill / Voters Card will do.
  • Your Proof of Identity - A Voter's Card / Driver's License / Employer's Card will do.
  • Your latest Bank Statement / Passbook from where you can show a salary / income being credited from the past 6 months.
  • Copies of all Property Documents of the concerned property that you chose to pledge for the loan.