HDFC Bank Personal Loan

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Highlights: 
  • Simplified documentation
  • Competitive pricing
  • Transparency
  • Personal loans available for various needs
  • Personal loans available on the basis of credit history (repayment of home loans, auto loans and credit cards)
  • Receive a Personal Accidental Cover of up to 8 Lacs* along with a Critical Illness cover of 1 Lac*
  • Interest rate as low as 11.49%* on the existing loan transfer
  • Flat processing fees of Rs. 999
Eligibility: 

  Salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

  • 21-60 years of age.
  • Have had a job for at least 2 years, and a minimum of 1 year with current employer
  • Earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad, Cochin)
Documentation: 
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Last 3 months bank statement/6 months bank passbook
  • Latest salary slip/ current dated salary certificate with the latest Form 16