BOB Home Loan

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Loan Amount: 

1 Lac to 3 Crs

  • Free Personal Accident Insurance is available for stipulated tenure.
  • Free Credit Card (BOBCARD  complementary for first year) to all Home Loan borrowers (first borrower) with loan limit of Rs. 2/- Lacs and above.
  • Concession of 0.25% in rate of interest for Car Loans.
  • Concession of 0.50% in rate of interest for Loan for consumer durables.
  • Top up Loan (Baroda Additional Assured Advance  AAA) can be availed 5 times during loan period.
    (Minimum Rs.1/- Lac, Maximum Rs.200/- Lacs or 75% of residual value of house property after deducting 150% of outstanding loan amount of existing Home Loan, whichever is lower).
  • Passport size photograph of all the applicants
  • Residence and age verification, which may be established from the PAN card,
  • Election ID, Passport, Driving License or Ration card
  • Proof of Business / office address.
  • Bank statements for the last six months
  • Copy of IT Returns for last 3 years alongwith assessment order.
  • Salary slips for last 3 months (Minimum)
  • In case of salaried class applicants
  • Copy of LIC premium receipts, ifany, and / or copies of other investments.
  • Certified copies of Balance Sheets and Profit and Loss accounts,
  • copy of IT Return alongwith assessment orders
  • advance tax challans (for both company/firm and personal account) for the last three years in case of self employed/ business categoryapplicants
  • Brief profile of the company / firm in case of self employed applicants
  • Guarantor Details
  • Copy of property documents
  • Cheque for unified processing charges